Largest lenders in Randolph County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 109 | 15 | 37.6% | 9.99% |
| 2 | The Huntington National Bank | D | 70 | 34 | 32.9% | 8.37% |
| 3 | Rocket Mortgage | C | 64 | 46 | 21.9% | 6.63% |
| 4 | Movement Mortgage | A | 45 | 33 | 2.2% | 6.75% |
| 5 | Mortgage Research Center | C | 18 | 9 | 27.8% | 6.13% |
| 6 | AmeriSave Mortgage | D | 15 | 3 | 60.0% | 5.75% |
| 7 | Tammac Holdings | D | 14 | 0 | 50.0% | — |
| 8 | The Grant County Bank | B | 14 | 10 | 14.3% | — |
| 9 | Southwest Stage Funding | F | 12 | 2 | 0.0% | 7.98% |
| 10 | Newrez | D | 9 | 5 | 11.1% | 6.50% |
| 11 | Loandepot.Com | D | 9 | 7 | 22.2% | 6.50% |
| 12 | Navy Federal Credit Union | D | 9 | 3 | 11.1% | 6.00% |
| 13 | Freedom Mortgage | B | 8 | 3 | 0.0% | 6.25% |
| 14 | Pennymac Loan Services | C | 7 | 5 | 14.3% | 6.13% |
| 15 | 21st Mortgage | F | 7 | 0 | 85.7% | — |
| 16 | Legends Bank | B | 7 | 3 | 28.6% | 5.99% |
| 17 | United Shore Financial Services | B | 7 | 4 | 28.6% | 6.13% |
| 18 | Broker Solutions | D | 6 | 1 | 16.7% | 7.25% |
| 19 | Truist Bank | C | 5 | 3 | 40.0% | 7.10% |
| 20 | Guaranteed Rate | B | 5 | 3 | 0.0% | 6.88% |
| 21 | City National Bank of West Virginia | C | 5 | 4 | 0.0% | 6.30% |
| 22 | First Community Bank | F | 5 | 2 | 20.0% | 7.31% |
Best approval odds in Randolph County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 61 | 23.0% |
| 2 | The Huntington National Bank | 60 | 38.3% |
| 3 | Vanderbilt Mortgage and Finance | 56 | 73.2% |
What Randolph County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Randolph County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 456 | 187 | 28.5% | 7.03% | $115,000 |
| 2024 | 474 | 210 | 26.2% | 6.99% | $125,000 |
| 2025 | 532 | 240 | 25.0% | 6.75% | $125,000 |
Frequently asked questions
25.0% of applications in Randolph County were denied in 2025, against 21.2% statewide in West Virginia.
Vanderbilt Mortgage and Finance, with 109 applications in 2025 and a denial rate of 37.6%.
The median mortgage application in Randolph County in 2025 was for $125,000; the median property value on originated loans was $205,000.