Newrez in West Virginia vs the state
18.8%Denial rate-2.42 pts vs state
31.7%Decision denial rate+5.00 pts vs state
39.0%Origination rate-15.76 pts vs state
6.38%Median rate-0.25 pts vs state
0.24Rate spread (pts)-0.16 pts vs state
$91kMedian applicant income
210Loans originated
101Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 225 | 77 | 23.6% | 7.13% | #47 |
| 2024 | 379 | 143 | 21.4% | 6.75% | #30 |
| 2025 | 538 | 210 | 18.8% | 6.38% | #23 |
What Newrez lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 120 | 56 | 17 | 14.2% |
| Jefferson County | 79 | 42 | 9 | 11.4% |
| Kanawha County | 39 | 12 | 7 | 17.9% |
| Cabell County | 37 | 5 | 13 | 35.1% |
| Wayne County | 22 | 4 | 5 | 22.7% |
| Monongalia County | 21 | 9 | 5 | 23.8% |
| Putnam County | 18 | 6 | 3 | 16.7% |
| Hampshire County | 14 | 10 | 0 | 0.0% |
| Ohio County | 14 | 5 | 4 | 28.6% |
| Harrison County | 13 | 2 | 3 | 23.1% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 538 applications in 2025, of which 210 were originated and 101 denied.
18.8% of all applications, or 31.7% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Newrez originated in West Virginia in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are Newrez's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology