Rocket Mortgage in West Virginia vs the state
23.0%Denial rate+1.85 pts vs state
24.7%Decision denial rate-1.99 pts vs state
68.4%Origination rate+13.59 pts vs state
6.88%Median rate+0.25 pts vs state
0.83Rate spread (pts)+0.43 pts vs state
$80kMedian applicant income
2,472Loans originated
833Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,503 | 1,721 | 22.5% | 6.63% | #3 |
| 2024 | 2,906 | 2,061 | 20.3% | 6.75% | #3 |
| 2025 | 3,615 | 2,472 | 23.0% | 6.88% | #1 |
What Rocket Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 443 | 337 | 62 | 14.0% |
| Kanawha County | 336 | 228 | 75 | 22.3% |
| Jefferson County | 254 | 185 | 42 | 16.5% |
| Wood County | 186 | 125 | 43 | 23.1% |
| Raleigh County | 147 | 104 | 31 | 21.1% |
| Monongalia County | 140 | 98 | 32 | 22.9% |
| Marion County | 130 | 82 | 36 | 27.7% |
| Cabell County | 114 | 74 | 32 | 28.1% |
| Putnam County | 112 | 83 | 20 | 17.9% |
| Harrison County | 109 | 72 | 24 | 22.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
| Navy Federal Credit Union | D | 1,048 | 19.2% | 7.00% |
Frequently asked questions
West Virginia: 3,615 applications in 2025, of which 2,472 were originated and 833 denied.
23.0% of all applications, or 24.7% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Rocket Mortgage originated in West Virginia in 2025 was 6.88%, against a statewide median of 6.62%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology