City National Bank of West Virginia in West Virginia vs the state
25.0%Denial rate+3.76 pts vs state
27.1%Decision denial rate+0.39 pts vs state
63.0%Origination rate+8.21 pts vs state
6.29%Median rate-0.33 pts vs state
0.24Rate spread (pts)-0.16 pts vs state
$87kMedian applicant income
1,808Loans originated
716Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,304 | 1,952 | 27.5% | 6.20% | #2 |
| 2024 | 2,980 | 1,809 | 25.6% | 6.60% | #2 |
| 2025 | 2,870 | 1,808 | 25.0% | 6.29% | #3 |
What City National Bank of West Virginia lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most City National Bank of West Virginia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 649 | 365 | 193 | 29.7% |
| Raleigh County | 344 | 225 | 88 | 25.6% |
| Berkeley County | 310 | 208 | 72 | 23.2% |
| Putnam County | 255 | 177 | 44 | 17.3% |
| Cabell County | 235 | 151 | 58 | 24.7% |
| Greenbrier County | 194 | 130 | 35 | 18.0% |
| Jefferson County | 141 | 96 | 31 | 22.0% |
| Fayette County | 83 | 48 | 29 | 34.9% |
| Harrison County | 75 | 49 | 13 | 17.3% |
| Wayne County | 67 | 43 | 16 | 23.9% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
| Navy Federal Credit Union | D | 1,048 | 19.2% | 7.00% |
Frequently asked questions
West Virginia: 2,870 applications in 2025, of which 1,808 were originated and 716 denied.
25.0% of all applications, or 27.1% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans City National Bank of West Virginia originated in West Virginia in 2025 was 6.29%, against a statewide median of 6.62%.
About this data. Figures are City National Bank of West Virginia's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology