Legends Bank in West Virginia vs the state
28.6%Denial rate+7.38 pts vs state
50.0%Decision denial rate+23.34 pts vs state
28.6%Origination rate-26.22 pts vs state
6.06%Median rate-0.57 pts vs state
-0.07Rate spread (pts)-0.47 pts vs state
$100kMedian applicant income
4Loans originated
4Denied
What Legends Bank lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Legends Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Randolph County | 7 | 3 | 2 | 28.6% |
| Lewis County | 3 | 0 | 0 | 0.0% |
| Pocahontas County | 2 | 0 | 1 | 50.0% |
| Pendleton County | 1 | 0 | 1 | 100.0% |
| Tucker County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 14 applications in 2025, of which 4 were originated and 4 denied.
28.6% of all applications, or 50.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Legends Bank originated in West Virginia in 2025 was 6.06%, against a statewide median of 6.62%.
About this data. Figures are Legends Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology