Largest lenders in Lewis County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | D | 95 | 51 | 29.5% | 6.90% |
| 2 | Vanderbilt Mortgage and Finance | F | 46 | 1 | 34.8% | 10.99% |
| 3 | Rocket Mortgage | C | 29 | 11 | 48.3% | 6.88% |
| 4 | Movement Mortgage | A | 27 | 18 | 11.1% | 6.75% |
| 5 | WesBanco Bank | B | 16 | 9 | 25.0% | 6.50% |
| 6 | 21st Mortgage | F | 16 | 2 | 43.8% | 9.84% |
| 7 | Mortgage Research Center | C | 16 | 8 | 12.5% | 6.69% |
| 8 | Loandepot.Com | D | 15 | 9 | 13.3% | 6.63% |
| 9 | United Shore Financial Services | B | 13 | 8 | 23.1% | 6.56% |
| 10 | Crosscountry Mortgage | B | 11 | 2 | 0.0% | 7.12% |
| 11 | Truist Bank | C | 10 | 6 | 20.0% | 6.49% |
| 12 | Tammac Holdings | D | 8 | 0 | 62.5% | — |
| 13 | First Exchange Bank | F | 7 | 2 | 42.9% | — |
| 14 | Pennymac Loan Services | C | 6 | 4 | 0.0% | 5.75% |
| 15 | Navy Federal Credit Union | D | 6 | 3 | 0.0% | 6.25% |
| 16 | Credit Human Federal Credit Union | D | 5 | 0 | 100.0% | — |
| 17 | First Federal Savings and Loan Association of Greene | B | 5 | 4 | 0.0% | 5.88% |
| 18 | United Bank | C | 5 | 2 | 40.0% | 6.94% |
| 19 | City National Bank of West Virginia | C | 5 | 3 | 20.0% | 6.29% |
Best approval odds in Lewis County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Huntington National Bank | 82 | 34.2% |
What Lewis County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Lewis County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 344 | 168 | 23.0% | 7.13% | $115,000 |
| 2024 | 370 | 167 | 32.2% | 6.99% | $105,000 |
| 2025 | 439 | 185 | 26.0% | 6.75% | $125,000 |
Frequently asked questions
26.0% of applications in Lewis County were denied in 2025, against 21.2% statewide in West Virginia.
The Huntington National Bank, with 95 applications in 2025 and a denial rate of 29.5%.
The median mortgage application in Lewis County in 2025 was for $125,000; the median property value on originated loans was $205,000.