Peoples Bank in West Virginia vs the state
22.4%Denial rate+1.16 pts vs state
25.0%Decision denial rate-1.70 pts vs state
63.1%Origination rate+8.29 pts vs state
7.24%Median rate+0.62 pts vs state
0.31Rate spread (pts)-0.10 pts vs state
$70kMedian applicant income
446Loans originated
158Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 635 | 385 | 27.6% | 7.25% | #15 |
| 2024 | 669 | 414 | 23.5% | 8.13% | #17 |
| 2025 | 707 | 446 | 22.4% | 7.24% | #18 |
What Peoples Bank lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wood County | 200 | 154 | 25 | 12.5% |
| Greenbrier County | 82 | 50 | 19 | 23.2% |
| Jackson County | 48 | 33 | 7 | 14.6% |
| Braxton County | 44 | 22 | 16 | 36.4% |
| Cabell County | 43 | 26 | 14 | 32.6% |
| Mason County | 41 | 18 | 16 | 39.0% |
| Kanawha County | 40 | 25 | 6 | 15.0% |
| Wayne County | 23 | 11 | 9 | 39.1% |
| Upshur County | 22 | 10 | 6 | 27.3% |
| Roane County | 16 | 11 | 4 | 25.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 707 applications in 2025, of which 446 were originated and 158 denied.
22.4% of all applications, or 25.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Peoples Bank originated in West Virginia in 2025 was 7.24%, against a statewide median of 6.62%.
About this data. Figures are Peoples Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology