Largest lenders in Mason County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 79 | 8 | 38.0% | 10.50% |
| 2 | City National Bank of West Virginia | C | 60 | 38 | 26.7% | 6.43% |
| 3 | The Farmers Bank and Savings | D | 50 | 29 | 20.0% | 7.13% |
| 4 | The Ohio Valley Bank | A | 42 | 38 | 4.8% | 6.38% |
| 5 | Peoples Bank | C | 41 | 18 | 39.0% | 7.38% |
| 6 | Credit Human Federal Credit Union | D | 34 | 2 | 85.3% | 8.30% |
| 7 | Rocket Mortgage | C | 32 | 24 | 21.9% | 6.69% |
| 8 | Movement Mortgage | A | 26 | 19 | 0.0% | 6.75% |
| 9 | Victorian Finance | C | 24 | 18 | 0.0% | 6.69% |
| 10 | Mortgage Research Center | C | 22 | 11 | 4.6% | 6.25% |
| 11 | 21st Mortgage | F | 20 | 6 | 30.0% | 9.99% |
| 12 | Triad Financial Services | D | 17 | 1 | 58.8% | 7.60% |
| 13 | Southwest Stage Funding | F | 16 | 6 | 6.3% | 7.83% |
| 14 | Loandepot.Com | D | 15 | 11 | 6.7% | 6.25% |
| 15 | The Poca Valley Bank | C | 14 | 12 | 7.1% | — |
| 16 | Broker Solutions | D | 13 | 2 | 23.1% | 7.44% |
| 17 | AmeriSave Mortgage | D | 12 | 2 | 66.7% | 7.25% |
| 18 | Tammac Holdings | D | 8 | 0 | 87.5% | — |
| 19 | The Huntington National Bank | D | 8 | 3 | 25.0% | 7.13% |
| 20 | Crosscountry Mortgage | B | 7 | 4 | 0.0% | 6.50% |
| 21 | Carrington Mortgage Services | D | 7 | 1 | 57.1% | 10.25% |
| 22 | Navy Federal Credit Union | D | 7 | 2 | 42.9% | 5.88% |
| 23 | Pennymac Loan Services | C | 6 | 3 | 33.3% | 5.75% |
| 24 | United Shore Financial Services | B | 6 | 6 | 0.0% | 6.56% |
| 25 | Newrez | D | 6 | 3 | 16.7% | 6.13% |
Best approval odds in Mason County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | City National Bank of West Virginia | 56 | 28.6% |
What Mason County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Mason County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 595 | 304 | 25.6% | 6.88% | $105,000 |
| 2024 | 657 | 328 | 30.4% | 6.99% | $105,000 |
| 2025 | 692 | 327 | 26.2% | 6.70% | $125,000 |
Frequently asked questions
26.2% of applications in Mason County were denied in 2025, against 21.2% statewide in West Virginia.
Vanderbilt Mortgage and Finance, with 79 applications in 2025 and a denial rate of 38.0%.
The median mortgage application in Mason County in 2025 was for $125,000; the median property value on originated loans was $195,000.