The Farmers Bank and Savings in West Virginia vs the state
17.2%Denial rate-4.00 pts vs state
20.8%Decision denial rate-5.91 pts vs state
65.6%Origination rate+10.84 pts vs state
7.00%Median rate+0.38 pts vs state
0.65Rate spread (pts)+0.25 pts vs state
$80kMedian applicant income
42Loans originated
11Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 33 | 16.3% | 9.00% | #132 |
| 2024 | 63 | 40 | 17.5% | 7.75% | #115 |
| 2025 | 64 | 42 | 17.2% | 7.00% | #118 |
What The Farmers Bank and Savings lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most The Farmers Bank and Savings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mason County | 50 | 29 | 10 | 20.0% |
| Cabell County | 3 | 3 | 0 | 0.0% |
| Jackson County | 3 | 3 | 0 | 0.0% |
| Kanawha County | 3 | 3 | 0 | 0.0% |
| Putnam County | 3 | 3 | 0 | 0.0% |
| Wood County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 64 applications in 2025, of which 42 were originated and 11 denied.
17.2% of all applications, or 20.8% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans The Farmers Bank and Savings originated in West Virginia in 2025 was 7.00%, against a statewide median of 6.62%.
About this data. Figures are The Farmers Bank and Savings's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology