Carrington Mortgage Services in West Virginia vs the state
46.4%Denial rate+25.19 pts vs state
54.9%Decision denial rate+28.28 pts vs state
31.2%Origination rate-23.63 pts vs state
6.63%Median rate0.00 pts vs state
0.72Rate spread (pts)+0.32 pts vs state
$78kMedian applicant income
86Loans originated
128Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 207 | 65 | 41.1% | 6.75% | #49 |
| 2024 | 244 | 75 | 42.6% | 6.63% | #45 |
| 2025 | 276 | 86 | 46.4% | 6.63% | #46 |
What Carrington Mortgage Services lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 76 | 31 | 32 | 42.1% |
| Kanawha County | 32 | 6 | 14 | 43.8% |
| Putnam County | 24 | 9 | 9 | 37.5% |
| Jefferson County | 21 | 11 | 7 | 33.3% |
| Wood County | 12 | 3 | 6 | 50.0% |
| Cabell County | 10 | 2 | 5 | 50.0% |
| Mineral County | 8 | 1 | 6 | 75.0% |
| Raleigh County | 8 | 3 | 4 | 50.0% |
| Mason County | 7 | 1 | 4 | 57.1% |
| Logan County | 7 | 1 | 4 | 57.1% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 276 applications in 2025, of which 86 were originated and 128 denied.
46.4% of all applications, or 54.9% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Carrington Mortgage Services originated in West Virginia in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology