The Ohio Valley Bank in West Virginia vs the state
2.6%Denial rate-18.56 pts vs state
2.8%Decision denial rate-23.88 pts vs state
92.1%Origination rate+37.32 pts vs state
6.38%Median rate-0.25 pts vs state
-0.43Rate spread (pts)-0.83 pts vs state
$131kMedian applicant income
105Loans originated
3Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 129 | 114 | 3.9% | 6.19% | #73 |
| 2024 | 127 | 111 | 4.7% | 6.25% | #72 |
| 2025 | 114 | 105 | 2.6% | 6.38% | #90 |
What The Ohio Valley Bank lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most The Ohio Valley Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mason County | 42 | 38 | 2 | 4.8% |
| Cabell County | 38 | 35 | 1 | 2.6% |
| Putnam County | 23 | 21 | 0 | 0.0% |
| Kanawha County | 3 | 3 | 0 | 0.0% |
| Jackson County | 3 | 3 | 0 | 0.0% |
| Wayne County | 3 | 3 | 0 | 0.0% |
| Tucker County | 1 | 1 | 0 | 0.0% |
| Wood County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 114 applications in 2025, of which 105 were originated and 3 denied.
2.6% of all applications, or 2.8% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans The Ohio Valley Bank originated in West Virginia in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are The Ohio Valley Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology