Triad Financial Services in West Virginia vs the state
57.0%Denial rate+35.85 pts vs state
57.3%Decision denial rate+30.59 pts vs state
7.3%Origination rate-47.48 pts vs state
8.73%Median rate+2.11 pts vs state
2.86Rate spread (pts)+2.46 pts vs state
$61kMedian applicant income
41Loans originated
320Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 357 | 35 | 68.1% | 8.50% | #30 |
| 2024 | 393 | 27 | 64.1% | 8.90% | #27 |
| 2025 | 561 | 41 | 57.0% | 8.73% | #21 |
What Triad Financial Services lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 70 | 4 | 37 | 52.9% |
| Berkeley County | 63 | 15 | 36 | 57.1% |
| Monongalia County | 41 | 10 | 18 | 43.9% |
| Mingo County | 39 | 0 | 24 | 61.5% |
| Logan County | 34 | 0 | 20 | 58.8% |
| Raleigh County | 27 | 4 | 11 | 40.7% |
| Lincoln County | 27 | 0 | 17 | 63.0% |
| Wayne County | 27 | 0 | 16 | 59.3% |
| Jackson County | 26 | 0 | 17 | 65.4% |
| Boone County | 23 | 0 | 14 | 60.9% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 561 applications in 2025, of which 41 were originated and 320 denied.
57.0% of all applications, or 57.3% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Triad Financial Services originated in West Virginia in 2025 was 8.73%, against a statewide median of 6.62%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology