Largest lenders in Mingo County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 131 | 16 | 35.9% | 9.75% |
| 2 | Credit Human Federal Credit Union | D | 41 | 0 | 92.7% | — |
| 3 | Triad Financial Services | D | 39 | 0 | 61.5% | — |
| 4 | Community Trust Bank | B | 39 | 25 | 23.1% | 6.38% |
| 5 | Truist Bank | C | 32 | 9 | 37.5% | 6.49% |
| 6 | Rocket Mortgage | C | 30 | 20 | 30.0% | 6.63% |
| 7 | Loandepot.Com | D | 15 | 9 | 33.3% | 6.25% |
| 8 | AmeriSave Mortgage | D | 11 | 1 | 90.9% | 7.38% |
| 9 | 21st Mortgage | F | 9 | 3 | 55.6% | 10.95% |
| 10 | Broker Solutions | D | 9 | 4 | 11.1% | 7.25% |
| 11 | Tammac Holdings | D | 7 | 0 | 57.1% | — |
| 12 | Movement Mortgage | A | 7 | 4 | 14.3% | 6.65% |
| 13 | Southwest Stage Funding | F | 6 | 1 | 16.7% | 9.85% |
Best approval odds in Mingo County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | 68 | 69.1% |
What Mingo County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Mingo County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 317 | 94 | 43.2% | 7.13% | $95,000 |
| 2024 | 357 | 101 | 45.9% | 7.00% | $95,000 |
| 2025 | 420 | 105 | 41.9% | 6.88% | $105,000 |
Frequently asked questions
41.9% of applications in Mingo County were denied in 2025, against 21.2% statewide in West Virginia.
Vanderbilt Mortgage and Finance, with 131 applications in 2025 and a denial rate of 35.9%.
The median mortgage application in Mingo County in 2025 was for $105,000; the median property value on originated loans was $155,000.