Victorian Finance in West Virginia vs the state
1.4%Denial rate-19.75 pts vs state
2.0%Decision denial rate-24.70 pts vs state
71.8%Origination rate+16.98 pts vs state
6.63%Median rate0.00 pts vs state
0.51Rate spread (pts)+0.11 pts vs state
$71kMedian applicant income
150Loans originated
3Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 401 | 258 | 1.3% | 6.75% | #26 |
| 2024 | 252 | 178 | 0.8% | 6.50% | #44 |
| 2025 | 209 | 150 | 1.4% | 6.63% | #57 |
What Victorian Finance lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Victorian Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 71 | 48 | 3 | 4.2% |
| Jackson County | 34 | 28 | 0 | 0.0% |
| Mason County | 24 | 18 | 0 | 0.0% |
| Putnam County | 16 | 10 | 0 | 0.0% |
| Logan County | 10 | 7 | 0 | 0.0% |
| Cabell County | 9 | 7 | 0 | 0.0% |
| Boone County | 8 | 4 | 0 | 0.0% |
| Roane County | 5 | 3 | 0 | 0.0% |
| Monongalia County | 5 | 4 | 0 | 0.0% |
| Greenbrier County | 4 | 4 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 209 applications in 2025, of which 150 were originated and 3 denied.
1.4% of all applications, or 2.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Victorian Finance originated in West Virginia in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Victorian Finance's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology