Equity Prime Mortgage in West Virginia vs the state
5.2%Denial rate-15.99 pts vs state
8.0%Decision denial rate-18.70 pts vs state
60.1%Origination rate+5.33 pts vs state
6.50%Median rate-0.12 pts vs state
0.52Rate spread (pts)+0.12 pts vs state
$67kMedian applicant income
104Loans originated
9Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 24 | 5.9% | 7.06% | #150 |
| 2024 | 70 | 50 | 5.7% | 6.75% | #107 |
| 2025 | 173 | 104 | 5.2% | 6.50% | #67 |
What Equity Prime Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 22 | 8 | 3 | 13.6% |
| Kanawha County | 21 | 16 | 0 | 0.0% |
| Marion County | 12 | 9 | 0 | 0.0% |
| Monongalia County | 11 | 8 | 0 | 0.0% |
| Putnam County | 10 | 8 | 0 | 0.0% |
| Harrison County | 10 | 4 | 0 | 0.0% |
| Wood County | 9 | 4 | 0 | 0.0% |
| Morgan County | 5 | 3 | 0 | 0.0% |
| Mason County | 5 | 3 | 0 | 0.0% |
| Barbour County | 5 | 1 | 1 | 20.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 173 applications in 2025, of which 104 were originated and 9 denied.
5.2% of all applications, or 8.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Equity Prime Mortgage originated in West Virginia in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology