Primelending, a Plainscapital in West Virginia vs the state
9.8%Denial rate-11.38 pts vs state
11.4%Decision denial rate-15.28 pts vs state
71.7%Origination rate+16.91 pts vs state
6.38%Median rate-0.25 pts vs state
0.24Rate spread (pts)-0.17 pts vs state
$70kMedian applicant income
380Loans originated
52Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,076 | 771 | 6.1% | 6.50% | #10 |
| 2024 | 763 | 569 | 5.9% | 6.25% | #14 |
| 2025 | 530 | 380 | 9.8% | 6.38% | #24 |
What Primelending, a Plainscapital lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cabell County | 120 | 84 | 8 | 6.7% |
| Kanawha County | 118 | 82 | 16 | 13.6% |
| Berkeley County | 103 | 80 | 3 | 2.9% |
| Putnam County | 46 | 25 | 9 | 19.6% |
| Wayne County | 44 | 38 | 2 | 4.5% |
| Jefferson County | 25 | 19 | 2 | 8.0% |
| Wood County | 15 | 14 | 0 | 0.0% |
| Raleigh County | 13 | 10 | 1 | 7.7% |
| Lincoln County | 11 | 9 | 1 | 9.1% |
| Boone County | 8 | 1 | 6 | 75.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 530 applications in 2025, of which 380 were originated and 52 denied.
9.8% of all applications, or 11.4% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Primelending, a Plainscapital originated in West Virginia in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology