Putnam County Bank in West Virginia vs the state
11.2%Denial rate-9.97 pts vs state
12.8%Decision denial rate-13.87 pts vs state
75.5%Origination rate+20.72 pts vs state
—Median rate
—Rate spread (pts)
$110kMedian applicant income
148Loans originated
22Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 183 | 155 | 8.2% | — | #55 |
| 2024 | 161 | 122 | 13.7% | — | #59 |
| 2025 | 196 | 148 | 11.2% | — | #60 |
What Putnam County Bank lends in West Virginia
By loan purpose
By loan type
Where in West Virginia
Counties with the most Putnam County Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Putnam County | 100 | 77 | 10 | 10.0% |
| Cabell County | 40 | 28 | 6 | 15.0% |
| Kanawha County | 34 | 28 | 3 | 8.8% |
| Wayne County | 5 | 3 | 1 | 20.0% |
| Mason County | 5 | 3 | 1 | 20.0% |
| Lincoln County | 4 | 4 | 0 | 0.0% |
| Tyler County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Randolph County | 1 | 1 | 0 | 0.0% |
| Pocahontas County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 196 applications in 2025, of which 148 were originated and 22 denied.
11.2% of all applications, or 12.8% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Putnam County Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology