Largest lenders in Brooke County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Hancock County Savings Bank, FSB | C | 77 | 54 | 14.3% | 6.00% |
| 2 | WesBanco Bank | B | 73 | 54 | 11.0% | 6.01% |
| 3 | First National Bank of Pennsylvania | B | 73 | 45 | 30.1% | 6.69% |
| 4 | Rocket Mortgage | C | 40 | 29 | 27.5% | 6.99% |
| 5 | The Huntington National Bank | D | 23 | 9 | 39.1% | 6.75% |
| 6 | Main Street Bank | C | 18 | 12 | 11.1% | — |
| 7 | Loandepot.Com | D | 15 | 8 | 20.0% | 6.53% |
| 8 | Polaris Home Funding | C | 13 | 8 | 0.0% | 6.69% |
| 9 | Mortgage Research Center | C | 12 | 9 | 8.3% | 6.13% |
| 10 | Community Bank | C | 11 | 7 | 27.3% | 6.55% |
| 11 | U.S. Bank | D | 10 | 3 | 40.0% | 6.01% |
| 12 | AmeriSave Mortgage | D | 10 | 3 | 30.0% | 9.38% |
| 13 | Broker Solutions | D | 9 | 5 | 0.0% | 7.25% |
| 14 | Pennymac Loan Services | C | 7 | 2 | 0.0% | 10.63% |
| 15 | Freedom Mortgage | B | 7 | 3 | 0.0% | 6.88% |
| 16 | Belmont Savings Bank | C | 7 | 5 | 0.0% | — |
| 17 | Crosscountry Mortgage | B | 6 | 2 | 16.7% | 6.91% |
| 18 | Sofi Bank | D | 6 | 2 | 0.0% | 7.73% |
| 19 | Vanderbilt Mortgage and Finance | F | 6 | 2 | 16.7% | 10.13% |
| 20 | Navy Federal Credit Union | D | 5 | 1 | 20.0% | 6.13% |
| 21 | Coastal Community Bank | C | 5 | 1 | 0.0% | 12.24% |
Best approval odds in Brooke County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | WesBanco Bank | 63 | 12.7% |
| 2 | Hancock County Savings Bank, FSB | 66 | 16.7% |
| 3 | First National Bank of Pennsylvania | 67 | 32.8% |
What Brooke County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Brooke County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 554 | 314 | 21.3% | 6.49% | $95,000 |
| 2024 | 494 | 285 | 23.3% | 6.75% | $105,000 |
| 2025 | 536 | 318 | 19.8% | 6.50% | $105,000 |
Frequently asked questions
19.8% of applications in Brooke County were denied in 2025, against 21.2% statewide in West Virginia.
Hancock County Savings Bank, FSB, with 77 applications in 2025 and a denial rate of 14.3%.
The median mortgage application in Brooke County in 2025 was for $105,000; the median property value on originated loans was $175,000.