Hancock County Savings Bank, FSB in West Virginia vs the state
11.7%Denial rate-9.46 pts vs state
13.8%Decision denial rate-12.82 pts vs state
71.9%Origination rate+17.06 pts vs state
6.38%Median rate-0.25 pts vs state
-0.20Rate spread (pts)-0.60 pts vs state
$85kMedian applicant income
245Loans originated
40Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 303 | 248 | 6.9% | 6.25% | #36 |
| 2024 | 301 | 219 | 10.6% | 6.50% | #40 |
| 2025 | 341 | 245 | 11.7% | 6.38% | #35 |
What Hancock County Savings Bank, FSB lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Hancock County Savings Bank, FSB applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hancock County | 255 | 183 | 29 | 11.4% |
| Brooke County | 77 | 54 | 11 | 14.3% |
| Ohio County | 8 | 8 | 0 | 0.0% |
| Marshall County | 1 | 0 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 341 applications in 2025, of which 245 were originated and 40 denied.
11.7% of all applications, or 13.8% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Hancock County Savings Bank, FSB originated in West Virginia in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are Hancock County Savings Bank, FSB's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology