Coastal Community Bank in West Virginia vs the state
2.6%Denial rate-18.56 pts vs state
3.8%Decision denial rate-22.89 pts vs state
24.3%Origination rate-30.45 pts vs state
10.49%Median rate+3.87 pts vs state
3.51Rate spread (pts)+3.11 pts vs state
$104kMedian applicant income
37Loans originated
4Denied
What Coastal Community Bank lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 23 | 12 | 1 | 4.3% |
| Kanawha County | 20 | 4 | 2 | 10.0% |
| Jefferson County | 9 | 0 | 0 | 0.0% |
| Wood County | 7 | 2 | 1 | 14.3% |
| Monongalia County | 7 | 2 | 0 | 0.0% |
| Cabell County | 6 | 1 | 0 | 0.0% |
| Mercer County | 6 | 3 | 0 | 0.0% |
| Brooke County | 5 | 1 | 0 | 0.0% |
| Harrison County | 5 | 1 | 0 | 0.0% |
| Raleigh County | 5 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 152 applications in 2025, of which 37 were originated and 4 denied.
2.6% of all applications, or 3.8% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Coastal Community Bank originated in West Virginia in 2025 was 10.49%, against a statewide median of 6.62%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology