Pioneer Community Bank in West Virginia vs the state
11.5%Denial rate-9.74 pts vs state
13.0%Decision denial rate-13.62 pts vs state
76.3%Origination rate+21.55 pts vs state
—Median rate
—Rate spread (pts)
$76kMedian applicant income
100Loans originated
15Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 69 | 18.0% | 7.04% | #93 |
| 2024 | 117 | 94 | 9.4% | — | #80 |
| 2025 | 131 | 100 | 11.5% | — | #82 |
What Pioneer Community Bank lends in West Virginia
By loan purpose
By loan type
Where in West Virginia
Counties with the most Pioneer Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Raleigh County | 68 | 51 | 8 | 11.8% |
| Fayette County | 21 | 20 | 1 | 4.8% |
| Wyoming County | 19 | 13 | 3 | 15.8% |
| McDowell County | 9 | 5 | 2 | 22.2% |
| Summers County | 4 | 2 | 1 | 25.0% |
| Nicholas County | 4 | 4 | 0 | 0.0% |
| Greenbrier County | 3 | 2 | 0 | 0.0% |
| Mercer County | 3 | 3 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 131 applications in 2025, of which 100 were originated and 15 denied.
11.5% of all applications, or 13.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Pioneer Community Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology