Wyoming County, West Virginia · 2025

Mortgage lenders in Wyoming County, WV: denial rates and top lenders (2025)

54 lenders acted on 314 mortgage applications for properties in Wyoming County in 2025. 33.4% were denied (West Virginia: 21.2%). Median rate on closed loans 6.75%; median loan $95,000; median property value $135,000.

314Applications
33.4%Denial ratestate 21.2%
6.75%Median ratestate 6.62%
$95,000Median loan
$135,000Median property value

Largest lenders in Wyoming County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Vanderbilt Mortgage and Finance F 526 32.7%10.38%
2 Rocket Mortgage C 2919 31.0%6.63%
3 Pioneer Community Bank C 1913 15.8%
4 Burke & Herbert Bank & Trust C 179 17.7%7.50%
5 Movement Mortgage A 1711 11.8%6.75%
6 First Community Bank F 154 40.0%7.08%
7 21st Mortgage F 133 38.5%11.67%
8 Whitesville State Bank D 127 41.7%
9 Mortgage Research Center C 122 33.3%7.13%
10 Loandepot.Com D 124 33.3%6.55%
11 AmeriSave Mortgage D 101 80.0%8.63%
12 Credit Human Federal Credit Union D 100 100.0%
13 Triad Financial Services D 100 80.0%
14 City National Bank of West Virginia C 94 33.3%6.00%
15 Truist Bank C 71 57.1%6.63%
16 Guaranteed Rate B 74 0.0%6.87%
17 Broker Solutions D 60 33.3%
18 The Huntington National Bank D 65 16.7%6.13%

What Wyoming County borrowers applied for

By loan purpose

Home purchase 208 66% · 28.9% denied
Refinance 24 8% · 29.2% denied
Cash-out refinance 36 11% · 41.7% denied
Home improvement 20 6% · 55.0% denied
Other / HELOC 26 8% · 46.2% denied

By loan type

Conventional 220 70% · 36.8% denied
FHA 71 23% · 25.4% denied
VA 13 4% · 38.5% denied
USDA / RHS 10 3% · 10.0% denied

Why applications were denied

Credit history 42 43%
Collateral 17 18%
Debt-to-income ratio 14 14%
Incomplete application 13 13%
Unverifiable information 5 5%
Other 5 5%
Insufficient cash 1 1%

Wyoming County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202331911537.3%7.25%$85,000
202428911528.0%7.13%$85,000
202531411633.4%6.75%$95,000

Frequently asked questions

33.4% of applications in Wyoming County were denied in 2025, against 21.2% statewide in West Virginia.

Vanderbilt Mortgage and Finance, with 52 applications in 2025 and a denial rate of 32.7%.

The median mortgage application in Wyoming County in 2025 was for $95,000; the median property value on originated loans was $135,000.