Burke & Herbert Bank & Trust in West Virginia vs the state
11.2%Denial rate-10.04 pts vs state
14.1%Decision denial rate-12.57 pts vs state
65.8%Origination rate+11.04 pts vs state
7.50%Median rate+0.88 pts vs state
0.51Rate spread (pts)+0.11 pts vs state
$82kMedian applicant income
183Loans originated
31Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 321 | 217 | 11.2% | 7.65% | #37 |
| 2025 | 278 | 183 | 11.2% | 7.50% | #45 |
What Burke & Herbert Bank & Trust lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Burke & Herbert Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mercer County | 44 | 29 | 2 | 4.5% |
| Kanawha County | 38 | 31 | 1 | 2.6% |
| Summers County | 22 | 15 | 3 | 13.6% |
| Grant County | 22 | 13 | 4 | 18.2% |
| Berkeley County | 20 | 12 | 3 | 15.0% |
| Cabell County | 18 | 12 | 0 | 0.0% |
| Wyoming County | 17 | 9 | 3 | 17.6% |
| Hardy County | 15 | 11 | 2 | 13.3% |
| Putnam County | 11 | 7 | 1 | 9.1% |
| Greenbrier County | 11 | 8 | 3 | 27.3% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 278 applications in 2025, of which 183 were originated and 31 denied.
11.2% of all applications, or 14.1% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Burke & Herbert Bank & Trust originated in West Virginia in 2025 was 7.50%, against a statewide median of 6.62%.
About this data. Figures are Burke & Herbert Bank & Trust's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology