Largest lenders in Grant County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Grant County Bank | B | 60 | 42 | 8.3% | — |
| 2 | Burke & Herbert Bank & Trust | C | 22 | 13 | 18.2% | 7.13% |
| 3 | Pendleton Community Bank | B | 19 | 16 | 15.8% | — |
| 4 | Rocket Mortgage | C | 16 | 12 | 6.3% | 6.63% |
| 5 | Vanderbilt Mortgage and Finance | F | 16 | 1 | 18.8% | 13.50% |
| 6 | United Shore Financial Services | B | 12 | 7 | 25.0% | 6.24% |
| 7 | Integrity Home Mortgage | B | 12 | 11 | 8.3% | 6.25% |
| 8 | Loandepot.Com | D | 12 | 8 | 25.0% | 6.34% |
| 9 | Mortgage Research Center | C | 9 | 2 | 22.2% | 6.69% |
| 10 | Broker Solutions | D | 8 | 3 | 0.0% | 6.99% |
| 11 | Alcova Mortgage | A | 7 | 5 | 14.3% | 6.88% |
| 12 | Navy Federal Credit Union | D | 7 | 4 | 0.0% | 8.63% |
| 13 | AmeriSave Mortgage | D | 6 | 0 | 83.3% | — |
| 14 | Freedom Mortgage | B | 6 | 2 | 33.3% | 5.81% |
| 15 | Pennymac Loan Services | C | 5 | 2 | 20.0% | 5.50% |
| 16 | Tammac Holdings | D | 5 | 0 | 40.0% | — |
Best approval odds in Grant County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Grant County Bank | 55 | 9.1% |
What Grant County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Grant County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 231 | 131 | 20.8% | 7.00% | $125,000 |
| 2024 | 231 | 145 | 17.3% | 6.88% | $135,000 |
| 2025 | 298 | 164 | 17.5% | 6.63% | $135,000 |
Frequently asked questions
17.5% of applications in Grant County were denied in 2025, against 21.2% statewide in West Virginia.
The Grant County Bank, with 60 applications in 2025 and a denial rate of 8.3%.
The median mortgage application in Grant County in 2025 was for $135,000; the median property value on originated loans was $225,000.