Integrity Home Mortgage in West Virginia vs the state
4.4%Denial rate-16.79 pts vs state
4.8%Decision denial rate-21.83 pts vs state
79.5%Origination rate+24.69 pts vs state
6.50%Median rate-0.12 pts vs state
0.42Rate spread (pts)+0.02 pts vs state
$96kMedian applicant income
488Loans originated
27Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 573 | 440 | 3.8% | 6.88% | #17 |
| 2024 | 602 | 464 | 4.7% | 6.63% | #19 |
| 2025 | 614 | 488 | 4.4% | 6.50% | #20 |
What Integrity Home Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Integrity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 416 | 342 | 16 | 3.8% |
| Jefferson County | 96 | 73 | 3 | 3.1% |
| Morgan County | 26 | 18 | 1 | 3.8% |
| Hardy County | 19 | 17 | 0 | 0.0% |
| Hampshire County | 17 | 12 | 2 | 11.8% |
| Grant County | 12 | 11 | 1 | 8.3% |
| Mineral County | 4 | 3 | 1 | 25.0% |
| Monongalia County | 4 | 2 | 0 | 0.0% |
| Wood County | 2 | 2 | 0 | 0.0% |
| Nicholas County | 2 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 614 applications in 2025, of which 488 were originated and 27 denied.
4.4% of all applications, or 4.8% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Integrity Home Mortgage originated in West Virginia in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Integrity Home Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology