Largest lenders in Summers County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | City National Bank of West Virginia | C | 39 | 23 | 35.9% | 6.35% |
| 2 | Rocket Mortgage | C | 28 | 18 | 25.0% | 6.50% |
| 3 | Burke & Herbert Bank & Trust | C | 22 | 15 | 13.6% | 7.75% |
| 4 | Vanderbilt Mortgage and Finance | F | 20 | 6 | 25.0% | 9.50% |
| 5 | Alcova Mortgage | A | 16 | 11 | 6.3% | 6.75% |
| 6 | 21st Mortgage | F | 14 | 7 | 21.4% | 8.53% |
| 7 | Mortgage Research Center | C | 13 | 5 | 30.8% | 6.63% |
| 8 | AmeriSave Mortgage | D | 8 | 0 | 100.0% | — |
| 9 | First Community Bank | F | 8 | 5 | 25.0% | 9.00% |
| 10 | Broker Solutions | D | 7 | 2 | 14.3% | 7.12% |
| 11 | The Huntington National Bank | D | 7 | 5 | 28.6% | 6.75% |
| 12 | Atlantic Union Bank | C | 5 | 3 | 0.0% | 6.88% |
| 13 | Guaranteed Rate | B | 5 | 1 | 20.0% | 7.20% |
| 14 | United Shore Financial Services | B | 5 | 1 | 0.0% | 7.63% |
| 15 | Navy Federal Credit Union | D | 5 | 2 | 0.0% | 8.00% |
What Summers County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Summers County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 255 | 114 | 27.5% | 6.73% | $105,000 |
| 2024 | 289 | 140 | 27.0% | 6.99% | $105,000 |
| 2025 | 285 | 148 | 25.3% | 6.88% | $105,000 |
Frequently asked questions
25.3% of applications in Summers County were denied in 2025, against 21.2% statewide in West Virginia.
City National Bank of West Virginia, with 39 applications in 2025 and a denial rate of 35.9%.
The median mortgage application in Summers County in 2025 was for $105,000; the median property value on originated loans was $195,000.