NVR Mortgage Finance in West Virginia vs the state
14.3%Denial rate-6.90 pts vs state
15.9%Decision denial rate-10.81 pts vs state
75.8%Origination rate+21.03 pts vs state
6.25%Median rate-0.37 pts vs state
0.07Rate spread (pts)-0.33 pts vs state
$99kMedian applicant income
138Loans originated
26Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 486 | 357 | 16.7% | 5.99% | #20 |
| 2024 | 363 | 280 | 15.2% | 6.38% | #31 |
| 2025 | 182 | 138 | 14.3% | 6.25% | #65 |
What NVR Mortgage Finance lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most NVR Mortgage Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 146 | 109 | 22 | 15.1% |
| Monongalia County | 36 | 29 | 4 | 11.1% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 182 applications in 2025, of which 138 were originated and 26 denied.
14.3% of all applications, or 15.9% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans NVR Mortgage Finance originated in West Virginia in 2025 was 6.25%, against a statewide median of 6.62%.
About this data. Figures are NVR Mortgage Finance's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology