Nationstar Mortgage in West Virginia vs the state
13.9%Denial rate-7.25 pts vs state
17.2%Decision denial rate-9.50 pts vs state
65.8%Origination rate+10.97 pts vs state
7.00%Median rate+0.38 pts vs state
1.60Rate spread (pts)+1.20 pts vs state
$91kMedian applicant income
217Loans originated
46Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 171 | 117 | 11.7% | 6.63% | #62 |
| 2024 | 231 | 150 | 15.2% | 7.38% | #47 |
| 2025 | 330 | 217 | 13.9% | 7.00% | #39 |
What Nationstar Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 68 | 53 | 5 | 7.4% |
| Kanawha County | 30 | 15 | 6 | 20.0% |
| Jefferson County | 28 | 20 | 4 | 14.3% |
| Monongalia County | 27 | 16 | 5 | 18.5% |
| Putnam County | 19 | 13 | 2 | 10.5% |
| Wood County | 15 | 9 | 4 | 26.7% |
| Hampshire County | 10 | 7 | 2 | 20.0% |
| Morgan County | 10 | 5 | 2 | 20.0% |
| Hancock County | 9 | 7 | 0 | 0.0% |
| Raleigh County | 9 | 7 | 1 | 11.1% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 330 applications in 2025, of which 217 were originated and 46 denied.
13.9% of all applications, or 17.2% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Nationstar Mortgage originated in West Virginia in 2025 was 7.00%, against a statewide median of 6.62%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology