Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.
| # | Lender | Grade | FHA applications | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket MortgagePlymouth, MI | C | 959 | 3,615 | 23.0% | 6.88% |
| 2 | Loandepot.ComIrvine, CA | D | 690 | 1,624 | 18.7% | 6.58% |
| 3 | Broker SolutionsTustin, CA | D | 604 | 953 | 10.0% | 6.99% |
| 4 | Movement MortgageLancaster, SC | A | 482 | 1,167 | 5.4% | 6.63% |
| 5 | Crosscountry MortgageCleveland, OH | B | 431 | 1,140 | 4.0% | 6.58% |
| 6 | Freedom MortgageBoca Raton, FL | B | 353 | 707 | 10.6% | 6.25% |
| 7 | AmeriSave MortgageSandy Springs, GA | D | 350 | 942 | 64.8% | 8.38% |
| 8 | United Shore Financial ServicesPlymouth, MI | B | 324 | 949 | 13.1% | 6.25% |
| 9 | The Huntington National BankColumbus, OH | D | 285 | 2,194 | 28.1% | 7.00% |
| 10 | Integrity Home MortgageWinchester, VA | B | 245 | 614 | 4.4% | 6.50% |
| 11 | Pennymac Loan ServicesWestlake Village, CA | C | 240 | 762 | 16.5% | 6.12% |
| 12 | Primelending, a PlainscapitalDallas, TX | A | 196 | 530 | 9.8% | 6.38% |
| 13 | WesBanco BankWheeling, | B | 190 | 1,475 | 16.7% | 6.01% |
| 14 | Gateway First BankJenks, OK | B | 166 | 460 | 3.7% | 6.63% |
| 15 | Stockton MortgageFrankfort, KY | D | 151 | 321 | 8.7% | 6.75% |
| 16 | Guaranteed RateChicago, IL | B | 144 | 492 | 5.9% | 6.69% |
| 17 | NewrezWilmington, DE | D | 141 | 538 | 18.8% | 6.38% |
| 18 | Carrington Mortgage ServicesOrange, CA | D | 125 | 276 | 46.4% | 6.63% |
| 19 | First Heritage MortgageFairfax, VA | A | 122 | 297 | 1.7% | 6.20% |
| 20 | Truist BankCharlotte, NC | C | 104 | 1,776 | 31.1% | 6.63% |
| 21 | Alcova MortgageRoanoke, VA | A | 97 | 335 | 2.4% | 6.75% |
| 22 | Success Mortgage PartnersPlymouth, MI | B | 93 | 241 | 0.4% | 6.88% |
| 23 | Mortgage Research CenterColumbia, MO | C | 91 | 1,592 | 17.4% | 6.25% |
| 24 | Atlantic Union BankGlen Allen, VA | C | 85 | 185 | 3.2% | 6.63% |
| 25 | Equity Prime MortgageAtlanta, GA | D | 84 | 173 | 5.2% | 6.50% |
| 26 | Lennar MortgageMiami, FL | A | 84 | 501 | 7.8% | 6.63% |
| 27 | Lakeview Loan ServicingCoral Gables, FL | C | 83 | 238 | 33.2% | 6.63% |
| 28 | Atlantic Coast MortgageFairfax, VA | A | 80 | 315 | 3.8% | 6.38% |
| 29 | Rmc Home MortgageWexford, PA | B | 79 | 184 | 4.9% | 6.63% |
| 30 | American FinancingAurora, CO | D | 72 | 127 | 52.0% | 6.38% |
| 31 | Victorian FinancePittsburgh, PA | C | 71 | 209 | 1.4% | 6.63% |
| 32 | Intercoastal MortgageReston, VA | A | 68 | 255 | 4.7% | 6.46% |
| 33 | NVR Mortgage FinanceReston, VA | B | 63 | 182 | 14.3% | 6.25% |
| 34 | American Pacific MortgageRoseville, CA | C | 53 | 161 | 5.6% | 6.63% |
| 35 | Village Capital & InvestmentHenderson, NV | C | 50 | 149 | 11.4% | 5.75% |
| 36 | Union Home MortgageStrongsville, OH | B | 49 | 158 | 7.0% | 6.38% |
| 37 | Nationstar MortgageCoppell, TX | C | 46 | 330 | 13.9% | 7.00% |
| 38 | Amerihome Mortgage CompanyThousand Oaks, CA | B | 45 | 62 | 17.7% | 6.38% |
| 39 | Peoples BankMarietta, OH | C | 44 | 707 | 22.4% | 7.24% |
| 40 | Polaris Home FundingGrandville, MI | C | 43 | 66 | 15.2% | 6.63% |
| 41 | LowerColumbia, MD | C | 43 | 106 | 16.0% | 6.63% |
| 42 | Planet Home LendingMeriden, CT | B | 41 | 101 | 20.8% | 5.99% |
| 43 | Dhi Mortgage CompanyArlington, TX | B | 39 | 181 | 2.2% | 5.88% |
| 44 | U.S. BankCincinnati, OH | D | 35 | 344 | 31.1% | 6.63% |
| 45 | Guild MortgageSan Diego, CA | A | 31 | 112 | 7.1% | 6.49% |
| 46 | Cornerstone First MortgageSan Diego, CA | C | 29 | 78 | 1.3% | 6.88% |
| 47 | Finance of America ReverseTulsa, OK | C | 28 | 28 | 21.4% | 6.38% |
| 48 | K. Hovnanian American MortgagePerth Amboy, FL | B | 28 | 96 | 6.3% | 6.49% |
| 49 | Click n' CloseAddison, TX | C | 27 | 55 | 7.3% | 6.56% |
| 50 | The Federal Savings BankChicago, IL | C | 27 | 146 | 6.9% | 6.63% |
Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
