Planet Home Lending in West Virginia vs the state
20.8%Denial rate-0.40 pts vs state
21.7%Decision denial rate-5.01 pts vs state
73.3%Origination rate+18.48 pts vs state
5.99%Median rate-0.63 pts vs state
0.03Rate spread (pts)-0.37 pts vs state
$104kMedian applicant income
74Loans originated
21Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 36 | 24.1% | 6.69% | #121 |
| 2024 | 66 | 50 | 19.7% | 6.38% | #111 |
| 2025 | 101 | 74 | 20.8% | 5.99% | #96 |
What Planet Home Lending lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 35 | 25 | 6 | 17.1% |
| Jefferson County | 12 | 11 | 1 | 8.3% |
| Cabell County | 8 | 6 | 2 | 25.0% |
| Wood County | 6 | 3 | 3 | 50.0% |
| Kanawha County | 4 | 4 | 0 | 0.0% |
| Harrison County | 4 | 3 | 1 | 25.0% |
| Marshall County | 3 | 1 | 2 | 66.7% |
| Hampshire County | 3 | 2 | 1 | 33.3% |
| Putnam County | 3 | 2 | 1 | 33.3% |
| Ohio County | 3 | 2 | 1 | 33.3% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 101 applications in 2025, of which 74 were originated and 21 denied.
20.8% of all applications, or 21.7% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Planet Home Lending originated in West Virginia in 2025 was 5.99%, against a statewide median of 6.62%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology