Top FHA lenders in Delaware (2025)

Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.

46kApplications in DE
22.7%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Delaware ▾
#LenderGradeFHA applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 397 2,381 15.5% 6.88%
2 United Shore Financial ServicesPlymouth, MI B 388 1,408 13.0% 6.13%
3 Freedom MortgageBoca Raton, FL B 386 804 8.2% 6.19%
4 Pennymac Loan ServicesWestlake Village, CA C 371 1,056 11.7% 6.62%
5 NVR Mortgage FinanceReston, VA B 351 1,414 18.7% 6.63%
6 Meridian BankMalvern, PA B 340 790 2.4% 6.25%
7 Pike Creek Mortgage ServicesNewark, DE B 340 1,383 2.2% 6.38%
8 Broker SolutionsTustin, CA D 307 661 12.7% 6.75%
9 NewrezWilmington, DE D 267 1,127 18.4% 6.50%
10 Keystone FundingDover, DE A 260 692 4.5% 6.25%
11 Crosscountry MortgageCleveland, OH B 173 614 5.2% 6.63%
12 AmeriSave MortgageSandy Springs, GA D 165 562 58.9% 8.25%
13 Guild MortgageSan Diego, CA A 163 728 5.6% 6.50%
14 Tidewater Mortgage ServicesVirginia Beach, VA C 159 251 7.2% 6.25%
15 Lakeview Loan ServicingCoral Gables, FL C 141 340 47.1% 6.75%
16 Luminate BankMinneapolis, MN B 139 398 4.3% 6.63%
17 Prosperity Home MortgageFairfax, VA A 124 515 5.6% 6.49%
18 Carrington Mortgage ServicesOrange, CA D 112 243 49.8% 6.63%
19 American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ B 109 280 2.5% 6.50%
20 Nation One MortgageMarlton, NJ C 103 201 2.5% 6.25%
21 Mutual of Omaha MortgageSan Diego, CA C 101 175 14.3% 6.25%
22 Loandepot.ComIrvine, CA D 101 835 15.3% 6.88%
23 Primary Residential MortgageSalt Lake City, UT C 96 287 5.2% 6.38%
24 Lennar MortgageMiami, FL A 87 630 8.7% 6.38%
25 Movement MortgageLancaster, SC A 76 374 5.6% 6.50%
26 LowerColumbia, MD C 73 149 19.5% 6.50%
27 Equity Prime MortgageAtlanta, GA D 71 111 15.3% 6.63%
28 Dhi Mortgage CompanyArlington, TX B 65 364 12.4% 6.25%
29 Embrace Home LoansMiddletown, RI A 59 282 5.7% 6.63%
30 Absolute Home MortgageFairfield, NJ C 55 109 4.6% 6.63%
31 CMG MortgageSan Ramon, CA A 54 438 1.6% 6.63%
32 Wilmington Savings Fund SocietyWilmington, DE B 51 1,801 16.6% 7.25%
33 Home Loan Investment BankWarwick, RI F 48 50 28.0% 8.25%
34 Nationstar MortgageCoppell, TX C 45 336 15.2% 8.19%
35 GoodLeapRoseville, CA C 44 118 21.2% 6.79%
36 Village Capital & InvestmentHenderson, NV C 43 127 22.1% 5.75%
37 Fairway Independent MortgageMadison, WI B 42 374 3.5% 6.63%
38 K. Hovnanian American MortgagePerth Amboy, FL B 42 459 6.5% 6.63%
39 Amerihome Mortgage CompanyThousand Oaks, CA B 41 74 4.1% 6.25%
40 American Financial ResourcesParsippany-Troy Hills, NJ B 36 74 1.4% 6.50%
41 Guaranteed RateChicago, IL B 35 216 6.9% 6.63%
42 PHH MortgageMount Laurel, NJ C 34 97 8.3% 6.13%
43 Allied Mortgage GroupBala Cynwyd, PA C 33 58 5.2% 6.25%
44 American Pacific MortgageRoseville, CA C 32 144 9.7% 6.63%
45 Plaza Home MortgageSan Diego, CA C 31 74 29.7% 6.63%
46 Longbridge FinancialMahwah, NJ F 30 30 16.7% 6.13%
47 NFMLinthicum, MD A 27 120 0.8% 6.63%
48 Manufacturers and Traders TrustBuffalo, NY C 27 1,337 32.5% 5.99%
49 LoanUnited.comDuluth, GA C 26 42 7.1% 6.12%
50 Mld MortgageFlorham Park, NJ A 25 149 1.3% 6.38%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.