Plaza Home Mortgage in Delaware vs the state
29.7%Denial rate+11.57 pts vs state
32.4%Decision denial rate+9.62 pts vs state
58.1%Origination rate-1.08 pts vs state
6.63%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.13 pts vs state
$94kMedian applicant income
43Loans originated
22Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 29 | 9.1% | 6.75% | #108 |
| 2024 | 92 | 43 | 30.4% | 6.63% | #81 |
| 2025 | 74 | 43 | 29.7% | 6.63% | #96 |
What Plaza Home Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 46 | 24 | 18 | 39.1% |
| Kent County | 16 | 11 | 2 | 12.5% |
| Sussex County | 12 | 8 | 2 | 16.7% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 74 applications in 2025, of which 43 were originated and 22 denied.
29.7% of all applications, or 32.4% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Plaza Home Mortgage originated in Delaware in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology