Equity Prime Mortgage in Delaware vs the state
15.3%Denial rate-2.84 pts vs state
28.8%Decision denial rate+6.08 pts vs state
37.8%Origination rate-21.35 pts vs state
6.63%Median rate0.00 pts vs state
0.16Rate spread (pts)-0.11 pts vs state
$88kMedian applicant income
42Loans originated
17Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 47 | 1.6% | 6.50% | #95 |
| 2024 | 45 | 29 | 6.7% | 6.75% | #116 |
| 2025 | 111 | 42 | 15.3% | 6.63% | #78 |
What Equity Prime Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kent County | 51 | 18 | 11 | 21.6% |
| New Castle County | 36 | 14 | 3 | 8.3% |
| Sussex County | 24 | 10 | 3 | 12.5% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 111 applications in 2025, of which 42 were originated and 17 denied.
15.3% of all applications, or 28.8% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Equity Prime Mortgage originated in Delaware in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology