Nationstar Mortgage · Delaware · 2025

Nationstar Mortgage in Delaware: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 336 mortgage applications in Delaware in 2025, ranking #39 of 540 lenders active in the state. It originated 68.5% of them and denied 15.2% (17.7% of the applications it decided), against a statewide denial rate of 18.2%.

336Applicationsin DE
17.7%Decision denial ratestate 22.7%
8.19%Median ratestate 6.63%
$115,000Median loanstate $245,000
$40MVolume3 counties

Nationstar Mortgage in Delaware vs the state

15.2%Denial rate-2.98 pts vs state
17.7%Decision denial rate-5.08 pts vs state
68.5%Origination rate+9.26 pts vs state
8.19%Median rate+1.56 pts vs state
2.75Rate spread (pts)+2.48 pts vs state
$100kMedian applicant income
230Loans originated
51Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318711720.9%6.25%#53
202432121017.1%7.38%#38
202533623015.2%8.19%#39

What Nationstar Mortgage lends in Delaware

By loan purpose

Home purchase 23 7% · 0.0% denied
Refinance 41 12% · 7.3% denied
Cash-out refinance 100 30% · 17.0% denied
Home improvement 44 13% · 34.1% denied
Other / HELOC 128 38% · 12.5% denied

By loan type

Conventional 277 82% · 15.9% denied
FHA 45 13% · 13.3% denied
VA 14 4% · 7.1% denied

Why it denied Delaware applicants

Collateral 17 33%
Debt-to-income ratio 16 31%
Incomplete application 6 12%
Credit history 5 10%
Other 4 8%
Insufficient cash 1 2%
Unverifiable information 1 2%
Employment history 1 2%

Where in Delaware

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
New Castle County 18612228 15.1%
Kent County 795214 17.7%
Sussex County 71569 12.7%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 336 applications in 2025, of which 230 were originated and 51 denied.

15.2% of all applications, or 17.7% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Nationstar Mortgage originated in Delaware in 2025 was 8.19%, against a statewide median of 6.63%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology