AmeriSave Mortgage in Delaware vs the state
58.9%Denial rate+40.74 pts vs state
63.7%Decision denial rate+40.92 pts vs state
32.6%Origination rate-26.63 pts vs state
8.25%Median rate+1.63 pts vs state
2.58Rate spread (pts)+2.31 pts vs state
$80kMedian applicant income
183Loans originated
331Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 544 | 89 | 21.1% | 6.13% | #17 |
| 2024 | 735 | 136 | 65.7% | 9.56% | #16 |
| 2025 | 562 | 183 | 58.9% | 8.25% | #24 |
What AmeriSave Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 278 | 85 | 170 | 61.2% |
| Sussex County | 159 | 55 | 89 | 56.0% |
| Kent County | 125 | 43 | 72 | 57.6% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 562 applications in 2025, of which 183 were originated and 331 denied.
58.9% of all applications, or 63.7% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans AmeriSave Mortgage originated in Delaware in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology