Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.
| # | Lender | Grade | FHA applications | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | 2,366 | 6,264 | 13.1% | 6.38% |
| 2 | Rocket MortgagePlymouth, MI | C | 1,444 | 5,770 | 25.9% | 6.63% |
| 3 | Freedom MortgageBoca Raton, FL | B | 1,289 | 2,501 | 9.8% | 6.25% |
| 4 | Dhi Mortgage CompanyArlington, TX | B | 1,093 | 1,725 | 24.0% | 4.63% |
| 5 | Dsld MortgageDover, DE | A | 1,008 | 2,545 | 6.3% | 6.13% |
| 6 | Pennymac Loan ServicesWestlake Village, CA | C | 909 | 2,323 | 13.0% | 6.13% |
| 7 | NewrezWilmington, DE | D | 758 | 2,664 | 21.1% | 6.50% |
| 8 | GMFSBaton Rouge, LA | A | 742 | 3,072 | 2.0% | 6.50% |
| 9 | Broker SolutionsTustin, CA | D | 728 | 1,248 | 16.7% | 6.99% |
| 10 | Eustis MortgageNew Orleans, LA | B | 654 | 1,707 | 2.3% | 6.50% |
| 11 | Movement MortgageLancaster, SC | A | 643 | 1,676 | 2.5% | 6.56% |
| 12 | Equity Prime MortgageAtlanta, GA | D | 602 | 1,260 | 8.7% | 6.50% |
| 13 | Loandepot.ComIrvine, CA | D | 602 | 1,723 | 35.9% | 6.88% |
| 14 | AmeriSave MortgageSandy Springs, GA | D | 583 | 1,453 | 72.9% | 6.88% |
| 15 | Carrington Mortgage ServicesOrange, CA | D | 501 | 1,129 | 49.1% | 6.63% |
| 16 | Assurance Financial GroupBaton Rouge, LA | C | 464 | 1,711 | 4.8% | 6.63% |
| 17 | Fidelity BankNew Orleans, LA | D | 429 | 2,034 | 10.9% | 6.75% |
| 18 | Guild MortgageSan Diego, CA | A | 427 | 873 | 5.6% | 6.50% |
| 19 | Crosscountry MortgageCleveland, OH | B | 403 | 1,009 | 4.9% | 6.63% |
| 20 | Gulf Coast Bank and TrustNew Orleans, LA | C | 386 | 2,039 | 10.8% | 6.88% |
| 21 | Planet Home LendingMeriden, CT | B | 375 | 746 | 15.4% | 6.38% |
| 22 | Synergy One LendingSan Diego, CA | C | 327 | 1,038 | 4.0% | 6.63% |
| 23 | Mutual of Omaha MortgageSan Diego, CA | C | 295 | 526 | 20.7% | 6.50% |
| 24 | Lakeview Loan ServicingCoral Gables, FL | C | 290 | 610 | 49.7% | 6.75% |
| 25 | Red River BankAlexandria, LA | C | 288 | 1,226 | 15.1% | 6.50% |
| 26 | Hancock Whitney BankGulfport, MS | B | 287 | 3,536 | 21.7% | 6.00% |
| 27 | Regions BankBirmingham, AL | C | 225 | 3,356 | 45.8% | 6.00% |
| 28 | American Financial ResourcesParsippany-Troy Hills, NJ | B | 217 | 484 | 4.8% | 6.50% |
| 29 | Village Capital & InvestmentHenderson, NV | C | 209 | 542 | 23.4% | 5.88% |
| 30 | Eagle Bank and TrustLittle Rock, AR | A | 204 | 491 | 3.3% | 6.50% |
| 31 | Ark-La-Tex Financial Services, LLC.Plano, TX | A | 201 | 461 | 1.1% | 6.38% |
| 32 | Click n' CloseAddison, TX | C | 185 | 457 | 7.7% | 6.75% |
| 33 | Cardinal Financial Company, Limited PartnershipCharlotte, NC | B | 180 | 360 | 11.7% | 6.50% |
| 34 | Towne MortgageTroy, MI | B | 178 | 359 | 2.2% | 6.25% |
| 35 | LowerColumbia, MD | C | 177 | 548 | 7.9% | 6.63% |
| 36 | Kind LendingIrvine, CA | C | 161 | 422 | 21.3% | 6.50% |
| 37 | Amerihome Mortgage CompanyThousand Oaks, CA | B | 157 | 192 | 6.8% | 6.38% |
| 38 | Fairway Independent MortgageMadison, WI | B | 152 | 394 | 3.8% | 6.64% |
| 39 | American Financial NetworkBrea, CA | C | 147 | 285 | 25.6% | 6.75% |
| 40 | Nationstar MortgageCoppell, TX | C | 146 | 952 | 17.2% | 7.75% |
| 41 | Primary Residential MortgageSalt Lake City, UT | C | 132 | 346 | 2.0% | 6.69% |
| 42 | Geneva FinancialChandler, AZ | C | 127 | 297 | 2.0% | 6.75% |
| 43 | Ameritrust MortgageTustin, CA | D | 126 | 193 | 1.0% | 6.99% |
| 44 | American FinancingAurora, CO | D | 126 | 211 | 49.8% | 5.99% |
| 45 | Union Home MortgageStrongsville, OH | B | 125 | 482 | 9.5% | 6.38% |
| 46 | Southwest FundingDallas, TX | C | 124 | 199 | 7.5% | 6.75% |
| 47 | Standard MortgageNew Orleans, LA | C | 119 | 568 | 10.9% | 6.39% |
| 48 | First Horizon BankMemphis, TN | B | 119 | 1,992 | 19.1% | 6.63% |
| 49 | CMG MortgageSan Ramon, CA | A | 118 | 371 | 6.7% | 6.63% |
| 50 | Mortgage Solutions of ColoradoColorado Springs, CO | C | 113 | 296 | 5.1% | 7.19% |
Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.