Planet Home Lending in Louisiana vs the state
15.4%Denial rate-6.75 pts vs state
16.3%Decision denial rate-11.86 pts vs state
78.4%Origination rate+26.45 pts vs state
6.38%Median rate-0.25 pts vs state
0.37Rate spread (pts)+0.01 pts vs state
$78kMedian applicant income
585Loans originated
115Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 283 | 206 | 21.9% | 6.75% | #80 |
| 2024 | 599 | 450 | 20.2% | 6.38% | #46 |
| 2025 | 746 | 585 | 15.4% | 6.38% | #43 |
What Planet Home Lending lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 229 | 188 | 25 | 10.9% |
| Bossier Parish | 99 | 76 | 13 | 13.1% |
| Calcasieu Parish | 75 | 61 | 12 | 16.0% |
| Ouachita Parish | 40 | 33 | 4 | 10.0% |
| De Soto Parish | 31 | 24 | 4 | 12.9% |
| Jefferson Parish | 31 | 22 | 8 | 25.8% |
| East Baton Rouge Parish | 28 | 21 | 7 | 25.0% |
| Livingston Parish | 22 | 18 | 4 | 18.2% |
| St. Tammany Parish | 21 | 19 | 1 | 4.8% |
| Lafayette Parish | 18 | 11 | 5 | 27.8% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 746 applications in 2025, of which 585 were originated and 115 denied.
15.4% of all applications, or 16.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Planet Home Lending originated in Louisiana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology