Regions Bank in Louisiana vs the state
45.8%Denial rate+23.60 pts vs state
50.8%Decision denial rate+22.66 pts vs state
38.2%Origination rate-13.77 pts vs state
6.00%Median rate-0.63 pts vs state
-0.04Rate spread (pts)-0.40 pts vs state
$86kMedian applicant income
1,282Loans originated
1,536Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,453 | 1,257 | 45.2% | 7.63% | #6 |
| 2024 | 3,099 | 1,081 | 47.6% | 7.00% | #8 |
| 2025 | 3,356 | 1,282 | 45.8% | 6.00% | #7 |
What Regions Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Parish | 425 | 159 | 194 | 45.6% |
| East Baton Rouge Parish | 422 | 196 | 161 | 38.2% |
| Caddo Parish | 373 | 121 | 186 | 49.9% |
| St. Tammany Parish | 266 | 123 | 108 | 40.6% |
| Orleans Parish | 248 | 68 | 128 | 51.6% |
| Tangipahoa Parish | 154 | 63 | 76 | 49.4% |
| Ascension Parish | 151 | 76 | 57 | 37.7% |
| Ouachita Parish | 118 | 41 | 52 | 44.1% |
| Bossier Parish | 116 | 47 | 56 | 48.3% |
| Livingston Parish | 110 | 45 | 48 | 43.6% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
| Freedom Mortgage | B | 2,501 | 9.8% | 6.25% |
Frequently asked questions
Louisiana: 3,356 applications in 2025, of which 1,282 were originated and 1,536 denied.
45.8% of all applications, or 50.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Regions Bank originated in Louisiana in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology