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St. Tammany Parish, Louisiana · 2025

Mortgage lenders in St. Tammany Parish, LA: denial rates and top lenders (2025)

317 lenders acted on 9,882 mortgage applications for properties in St. Tammany Parish in 2025. 17.5% were denied (Louisiana: 22.2%). Median rate on closed loans 6.50%; median loan $215,000; median property value $325,000.

9.9kApplications
17.5%Denial ratestate 22.2%
6.50%Median ratestate 6.63%
$215,000Median loan
$325,000Median property value

Largest lenders in St. Tammany Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 470295 25.3%6.63%
2 GMFS A 464354 0.9%6.50%
3 United Shore Financial Services B 351238 14.8%6.25%
4 Hancock Whitney Bank B 338218 20.4%4.99%
5 Fidelity Bank D 300192 14.7%7.13%
6 Gulf Coast Bank and Trust C 295219 10.2%6.88%
7 Navy Federal Credit Union D 281130 20.6%6.50%
8 Dsld Mortgage A 278200 2.2%6.25%
9 Dhi Mortgage Company B 269162 22.7%3.99%
10 Regions Bank C 266123 40.6%5.63%
11 Freedom Mortgage B 232102 8.6%6.25%
12 Pennymac Loan Services C 220110 12.3%6.43%
13 Keesler D 22086 46.4%7.50%
14 Loansteady A 206142 1.9%6.38%
15 Mortgage Research Center C 20199 19.4%6.25%
16 Newrez D 19173 18.3%6.63%
17 Eustis Mortgage B 176138 2.3%6.56%
18 Crosscountry Mortgage B 172112 5.2%6.72%
19 JPMorgan Chase Bank B 16291 17.9%6.63%
20 Movement Mortgage A 158123 1.9%6.63%
21 Broker Solutions D 15772 13.4%6.88%
22 First Horizon Bank B 146108 12.3%6.50%
23 Loandepot.Com D 14696 19.2%6.75%
24 Vanderbilt Mortgage and Finance F 14512 42.1%10.37%
25 Coastal Community Bank C 14035 0.0%10.49%

Best approval odds in St. Tammany Parish

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Coastal Community Bank980.0%
2GMFS3871.0%
3Resource Bank931.1%
4Movement Mortgage1502.0%
5Loansteady1582.5%
6Eustis Mortgage1432.8%
7Dsld Mortgage2102.9%
8OnPath Federal Credit Union707.1%
9Crosscountry Mortgage1257.2%
10Cardinal Financial Company, Limited Partnership559.1%

What St. Tammany Parish borrowers applied for

By loan purpose

Home purchase 4,797 49% · 10.0% denied
Refinance 1,440 15% · 14.0% denied
Cash-out refinance 1,597 16% · 28.2% denied
Home improvement 806 8% · 30.3% denied
Other / HELOC 1,242 13% · 28.3% denied

By loan type

Conventional 6,574 67% · 18.8% denied
FHA 1,840 19% · 18.0% denied
VA 1,265 13% · 11.4% denied
USDA / RHS 203 2% · 6.9% denied

Why applications were denied

Debt-to-income ratio 506 30%
Credit history 467 28%
Incomplete application 235 14%
Collateral 209 12%
Other 159 9%
Unverifiable information 78 5%
Insufficient cash 28 2%
Employment history 16 1%

St. Tammany Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20238,3814,62919.8%6.75%$205,000
20248,6704,81119.2%6.75%$205,000
20259,8825,65417.5%6.50%$215,000

Frequently asked questions

17.5% of applications in St. Tammany Parish were denied in 2025, against 22.2% statewide in Louisiana.

Rocket Mortgage, with 470 applications in 2025 and a denial rate of 25.3%.

The median mortgage application in St. Tammany Parish in 2025 was for $215,000; the median property value on originated loans was $325,000.