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Jefferson Parish, Louisiana · 2025

Mortgage lenders in Jefferson Parish, LA: denial rates and top lenders (2025)

312 lenders acted on 9,520 mortgage applications for properties in Jefferson Parish in 2025. 19.2% were denied (Louisiana: 22.2%). Median rate on closed loans 6.63%; median loan $185,000; median property value $285,000.

9.5kApplications
19.2%Denial ratestate 22.2%
6.63%Median ratestate 6.63%
$185,000Median loan
$285,000Median property value

Largest lenders in Jefferson Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 549357 23.1%6.63%
2 Hancock Whitney Bank B 528320 22.0%6.00%
3 Gulf Coast Bank and Trust C 520395 9.4%6.88%
4 United Shore Financial Services B 500332 18.4%6.50%
5 Regions Bank C 425159 45.7%5.75%
6 Fidelity Bank D 335210 13.7%6.88%
7 Movement Mortgage A 308214 5.2%6.50%
8 First Horizon Bank B 293198 13.7%6.50%
9 Freedom Mortgage B 231107 7.4%6.25%
10 Navy Federal Credit Union D 22379 28.7%7.25%
11 JPMorgan Chase Bank B 216120 15.3%6.50%
12 Newrez D 21355 30.1%6.75%
13 Pennymac Loan Services C 19582 12.3%6.19%
14 Eustis Mortgage B 185134 4.3%6.57%
15 GMFS A 171114 2.9%6.38%
16 Mortgage Research Center C 14862 25.0%6.25%
17 Kiavi Funding D 14213 0.0%9.95%
18 Loandepot.Com D 13355 32.3%7.38%
19 Keesler D 11936 52.9%7.38%
20 Broker Solutions D 10725 15.0%6.75%
21 Discover Bank F 10112 60.4%9.23%
22 AmeriSave Mortgage D 10119 67.3%7.25%
23 Nationstar Mortgage C 9362 14.0%7.88%
24 OnPath Federal Credit Union B 9184 6.6%6.50%
25 Carrington Mortgage Services D 9018 50.0%7.50%

Best approval odds in Jefferson Parish

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1FM Home Loans600.0%
2GMFS1383.6%
3Crosscountry Mortgage545.6%
4Eustis Mortgage1425.6%
5Movement Mortgage2686.0%
6OnPath Federal Credit Union906.7%
7Gulf Coast Bank and Trust45410.8%
8Freedom Mortgage13612.5%
9First Horizon Bank24116.6%
10Dsld Mortgage6016.7%

What Jefferson Parish borrowers applied for

By loan purpose

Home purchase 4,257 45% · 9.7% denied
Refinance 1,450 15% · 12.6% denied
Cash-out refinance 1,846 19% · 28.6% denied
Home improvement 790 8% · 39.6% denied
Other / HELOC 1,177 12% · 33.4% denied

By loan type

Conventional 6,874 72% · 19.9% denied
FHA 1,859 20% · 18.0% denied
VA 692 7% · 17.1% denied
USDA / RHS 95 1% · 7.4% denied

Why applications were denied

Debt-to-income ratio 568 32%
Credit history 430 24%
Collateral 311 17%
Incomplete application 213 12%
Other 117 7%
Unverifiable information 87 5%
Insufficient cash 49 3%
Employment history 15 1%

Jefferson Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20238,6854,62621.5%6.75%$185,000
20248,6094,73421.1%6.75%$185,000
20259,5205,20419.2%6.63%$185,000

Frequently asked questions

19.2% of applications in Jefferson Parish were denied in 2025, against 22.2% statewide in Louisiana.

Rocket Mortgage, with 549 applications in 2025 and a denial rate of 23.1%.

The median mortgage application in Jefferson Parish in 2025 was for $185,000; the median property value on originated loans was $285,000.