Caddo Parish, Louisiana · 2025

Mortgage lenders in Caddo Parish, LA: denial rates and top lenders (2025)

265 lenders acted on 6,590 mortgage applications for properties in Caddo Parish in 2025. 22.3% were denied (Louisiana: 22.2%). Median rate on closed loans 6.63%; median loan $145,000; median property value $225,000.

6.6kApplications
22.3%Denial ratestate 22.2%
6.63%Median ratestate 6.63%
$145,000Median loan
$225,000Median property value

Largest lenders in Caddo Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Regions Bank C 373121 49.9%6.13%
2 21st Mortgage F 34331 56.0%9.74%
3 Barksdale C 309165 24.0%6.50%
4 Rocket Mortgage C 258153 31.8%6.50%
5 Cadence Bank B 235154 20.0%7.13%
6 Planet Home Lending B 229188 10.9%6.63%
7 Loandepot.Com D 20080 28.5%6.99%
8 United Shore Financial Services B 186125 18.3%6.13%
9 Movement Mortgage A 169123 0.6%6.63%
10 Citizens Bank & Trust Company of Vivian, Louisiana A 166160 0.6%
11 Mortgage Research Center C 16073 16.3%6.63%
12 Newrez D 15441 27.9%6.49%
13 Red River Bank C 12873 10.9%6.99%
14 Assurance Financial Group C 127107 1.6%6.50%
15 Freedom Mortgage B 11136 10.8%6.19%
16 Origin Bank C 11086 4.6%7.00%
17 Home Federal Bank B 108100 5.6%6.75%
18 Navy Federal Credit Union D 10648 21.7%6.31%
19 Triad Financial Services D 1009 60.0%8.19%
20 Fidelity Bank D 9963 9.1%6.59%
21 Vanderbilt Mortgage and Finance F 968 47.9%10.25%
22 Pennymac Loan Services C 9532 12.6%6.06%
23 Eustis Mortgage B 9379 2.2%6.49%
24 AmeriSave Mortgage D 8010 76.3%6.81%
25 Synergy One Lending C 8058 3.8%6.63%

Best approval odds in Caddo Parish

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

What Caddo Parish borrowers applied for

By loan purpose

Home purchase 3,502 53% · 17.4% denied
Refinance 1,059 16% · 16.0% denied
Cash-out refinance 1,125 17% · 31.9% denied
Home improvement 437 7% · 39.4% denied
Other / HELOC 467 7% · 34.9% denied

By loan type

Conventional 4,122 63% · 24.7% denied
FHA 1,465 22% · 20.8% denied
VA 926 14% · 15.1% denied
USDA / RHS 77 1% · 11.7% denied

Why applications were denied

Credit history 557 39%
Debt-to-income ratio 374 26%
Collateral 199 14%
Incomplete application 148 10%
Other 62 4%
Unverifiable information 53 4%
Insufficient cash 41 3%
Employment history 11 1%
Mortgage insurance denied 1 0%

Caddo Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20235,8703,05323.9%6.88%$135,000
20245,9153,08424.1%6.88%$135,000
20256,5903,41522.3%6.63%$145,000

Frequently asked questions

22.3% of applications in Caddo Parish were denied in 2025, against 22.2% statewide in Louisiana.

Regions Bank, with 373 applications in 2025 and a denial rate of 49.9%.

The median mortgage application in Caddo Parish in 2025 was for $145,000; the median property value on originated loans was $225,000.