Red River Bank in Louisiana vs the state
15.1%Denial rate-7.08 pts vs state
18.2%Decision denial rate-9.92 pts vs state
66.8%Origination rate+14.83 pts vs state
6.50%Median rate-0.13 pts vs state
0.09Rate spread (pts)-0.27 pts vs state
$87kMedian applicant income
819Loans originated
185Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,199 | 841 | 10.1% | 6.63% | #25 |
| 2024 | 1,212 | 837 | 13.0% | 6.63% | #27 |
| 2025 | 1,226 | 819 | 15.1% | 6.50% | #27 |
What Red River Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Red River Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rapides Parish | 457 | 318 | 62 | 13.6% |
| East Baton Rouge Parish | 177 | 108 | 30 | 16.9% |
| Caddo Parish | 128 | 73 | 14 | 10.9% |
| Avoyelles Parish | 61 | 27 | 21 | 34.4% |
| Calcasieu Parish | 57 | 42 | 7 | 12.3% |
| Bossier Parish | 51 | 41 | 2 | 3.9% |
| St. Tammany Parish | 41 | 19 | 18 | 43.9% |
| Orleans Parish | 39 | 27 | 6 | 15.4% |
| Lafayette Parish | 35 | 28 | 2 | 5.7% |
| Ascension Parish | 24 | 19 | 2 | 8.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 1,226 applications in 2025, of which 819 were originated and 185 denied.
15.1% of all applications, or 18.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Red River Bank originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Red River Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology