Largest lenders in Ascension Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 323 | 248 | 11.5% | 6.49% |
| 2 | GMFS | A | 280 | 196 | 2.1% | 6.63% |
| 3 | Vanderbilt Mortgage and Finance | F | 231 | 29 | 46.8% | 9.75% |
| 4 | Hancock Whitney Bank | B | 216 | 168 | 11.1% | 6.25% |
| 5 | Rocket Mortgage | C | 215 | 142 | 22.8% | 6.56% |
| 6 | Efcu Financial | D | 166 | 102 | 21.7% | — |
| 7 | Dsld Mortgage | A | 160 | 116 | 6.3% | 6.25% |
| 8 | Regions Bank | C | 151 | 76 | 37.8% | 5.38% |
| 9 | Synergy One Lending | C | 140 | 112 | 2.1% | 6.75% |
| 10 | Newrez | D | 128 | 59 | 17.2% | 6.50% |
| 11 | Neighbors Federal Credit Union | F | 123 | 53 | 37.4% | — |
| 12 | Freedom Mortgage | B | 116 | 53 | 2.6% | 6.25% |
| 13 | Carrington Mortgage Services | D | 103 | 23 | 50.5% | 6.38% |
| 14 | 21st Mortgage | F | 101 | 23 | 41.6% | 10.07% |
| 15 | Pennymac Loan Services | C | 100 | 43 | 14.0% | 6.00% |
| 16 | Mortgage Research Center | C | 72 | 27 | 31.9% | 6.25% |
| 17 | Canopy Mortgage | B | 66 | 49 | 4.6% | 6.63% |
| 18 | Wymar Federal Credit Union | D | 65 | 45 | 15.4% | — |
| 19 | Loandepot.Com | D | 64 | 34 | 29.7% | 6.81% |
| 20 | JPMorgan Chase Bank | B | 59 | 40 | 8.5% | 6.49% |
| 21 | Triad Financial Services | D | 55 | 15 | 38.2% | 8.30% |
| 22 | Eustis Mortgage | B | 53 | 41 | 1.9% | 6.49% |
| 23 | Assurance Financial Group | C | 52 | 41 | 0.0% | 6.63% |
| 24 | Coastal Community Bank | C | 51 | 10 | 0.0% | 12.62% |
| 25 | First American Bank and Trust | C | 48 | 39 | 10.4% | — |
Best approval odds in Ascension Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Synergy One Lending | 116 | 2.6% |
| 2 | GMFS | 224 | 2.7% |
| 3 | Freedom Mortgage | 67 | 4.5% |
| 4 | Canopy Mortgage | 52 | 5.8% |
| 5 | Dsld Mortgage | 126 | 7.9% |
| 6 | Hancock Whitney Bank | 196 | 12.2% |
| 7 | United Shore Financial Services | 288 | 12.9% |
| 8 | Wymar Federal Credit Union | 55 | 18.2% |
| 9 | Efcu Financial | 152 | 23.7% |
| 10 | Rocket Mortgage | 200 | 24.5% |
What Ascension Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Ascension Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 3,985 | 2,128 | 22.1% | 6.75% | $195,000 |
| 2024 | 4,399 | 2,382 | 21.9% | 6.75% | $195,000 |
| 2025 | 4,763 | 2,680 | 18.6% | 6.62% | $215,000 |
Frequently asked questions
18.6% of applications in Ascension Parish were denied in 2025, against 22.2% statewide in Louisiana.
United Shore Financial Services, with 323 applications in 2025 and a denial rate of 11.5%.
The median mortgage application in Ascension Parish in 2025 was for $215,000; the median property value on originated loans was $315,000.