Neighbors Federal Credit Union in Louisiana vs the state
50.8%Denial rate+28.66 pts vs state
57.2%Decision denial rate+29.01 pts vs state
33.8%Origination rate-18.21 pts vs state
—Median rate
—Rate spread (pts)
$105kMedian applicant income
265Loans originated
399Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 45 | 40.0% | — | #156 |
| 2024 | 800 | 307 | 55.0% | — | #37 |
| 2025 | 785 | 265 | 50.8% | — | #40 |
What Neighbors Federal Credit Union lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Neighbors Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 389 | 125 | 208 | 53.5% |
| Livingston Parish | 167 | 53 | 92 | 55.1% |
| Ascension Parish | 123 | 53 | 46 | 37.4% |
| West Baton Rouge Parish | 32 | 15 | 10 | 31.3% |
| Iberville Parish | 14 | 3 | 10 | 71.4% |
| East Feliciana Parish | 11 | 3 | 5 | 45.5% |
| Pointe Coupee Parish | 8 | 4 | 4 | 50.0% |
| Tangipahoa Parish | 5 | 0 | 4 | 80.0% |
| Assumption Parish | 5 | 2 | 3 | 60.0% |
| West Feliciana Parish | 4 | 2 | 1 | 25.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 785 applications in 2025, of which 265 were originated and 399 denied.
50.8% of all applications, or 57.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Neighbors Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology