Newrez · Louisiana · 2025

Newrez in Louisiana: approval rate, denial rate and rates (2025)

Newrez took 2,664 mortgage applications in Louisiana in 2025, ranking #9 of 721 lenders active in the state. It originated 37.8% of them and denied 21.1% (35.4% of the applications it decided), against a statewide denial rate of 22.2%.

2.7kApplicationsin LA
35.4%Decision denial ratestate 28.2%
6.50%Median ratestate 6.63%
$185,000Median loanstate $165,000
$255MVolume62 counties

Newrez in Louisiana vs the state

21.1%Denial rate-1.07 pts vs state
35.4%Decision denial rate+7.24 pts vs state
37.8%Origination rate-14.17 pts vs state
6.50%Median rate-0.13 pts vs state
0.32Rate spread (pts)-0.04 pts vs state
$86kMedian applicant income
1,007Loans originated
562Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,59373122.9%6.75%#18
20241,93384418.9%6.75%#16
20252,6641,00721.1%6.50%#9

What Newrez lends in Louisiana

By loan purpose

Home purchase 812 30% · 10.2% denied
Refinance 642 24% · 18.1% denied
Cash-out refinance 1,208 45% · 29.9% denied
Home improvement 1 0% · 100.0% denied
Other / HELOC 1 0% · 100.0% denied

By loan type

Conventional 1,419 53% · 20.3% denied
FHA 758 28% · 29.4% denied
VA 355 13% · 9.0% denied
USDA / RHS 132 5% · 14.4% denied

Why it denied Louisiana applicants

Debt-to-income ratio 342 61%
Credit history 97 17%
Collateral 44 8%
Unverifiable information 42 7%
Insufficient cash 18 3%
Other 15 3%
Employment history 4 1%

Where in Louisiana

Counties with the most Newrez applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 2317748 20.8%
Jefferson Parish 2135564 30.0%
St. Tammany Parish 1917335 18.3%
Orleans Parish 1884651 27.1%
Lafayette Parish 1627525 15.4%
Caddo Parish 1544143 27.9%
Ascension Parish 1285922 17.2%
Ouachita Parish 1247523 18.5%
Calcasieu Parish 1225912 9.8%
Bossier Parish 1223727 22.1%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
Dsld MortgageA 2,5456.3%6.13%
Freedom MortgageB 2,5019.8%6.25%

Frequently asked questions

Louisiana: 2,664 applications in 2025, of which 1,007 were originated and 562 denied.

21.1% of all applications, or 35.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Newrez originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Newrez's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology