Hancock Whitney Bank in Louisiana vs the state
21.7%Denial rate-0.51 pts vs state
24.6%Decision denial rate-3.56 pts vs state
63.9%Origination rate+11.89 pts vs state
6.00%Median rate-0.63 pts vs state
-0.20Rate spread (pts)-0.56 pts vs state
$101kMedian applicant income
2,258Loans originated
766Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,131 | 1,872 | 21.1% | 7.13% | #8 |
| 2024 | 3,136 | 1,883 | 24.0% | 6.50% | #7 |
| 2025 | 3,536 | 2,258 | 21.7% | 6.00% | #6 |
What Hancock Whitney Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Hancock Whitney Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 584 | 396 | 100 | 17.1% |
| Jefferson Parish | 528 | 320 | 116 | 22.0% |
| Orleans Parish | 465 | 263 | 113 | 24.3% |
| St. Tammany Parish | 338 | 218 | 69 | 20.4% |
| Lafayette Parish | 241 | 168 | 50 | 20.7% |
| Ascension Parish | 216 | 168 | 24 | 11.1% |
| Livingston Parish | 207 | 131 | 49 | 23.7% |
| Terrebonne Parish | 136 | 82 | 40 | 29.4% |
| Tangipahoa Parish | 118 | 77 | 34 | 28.8% |
| Lafourche Parish | 111 | 68 | 34 | 30.6% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
| Freedom Mortgage | B | 2,501 | 9.8% | 6.25% |
Frequently asked questions
Louisiana: 3,536 applications in 2025, of which 2,258 were originated and 766 denied.
21.7% of all applications, or 24.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Hancock Whitney Bank originated in Louisiana in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Hancock Whitney Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology