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Lafourche Parish, Louisiana · 2025

Mortgage lenders in Lafourche Parish, LA: denial rates and top lenders (2025)

164 lenders acted on 2,429 mortgage applications for properties in Lafourche Parish in 2025. 22.6% were denied (Louisiana: 22.2%). Median rate on closed loans 6.50%; median loan $145,000; median property value $235,000.

2.4kApplications
22.6%Denial ratestate 22.2%
6.50%Median ratestate 6.63%
$145,000Median loan
$235,000Median property value

Largest lenders in Lafourche Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 United Shore Financial Services B 279229 7.5%6.24%
2 21st Mortgage F 21141 54.5%10.67%
3 Hancock Whitney Bank B 11168 30.6%6.13%
4 First American Bank and Trust C 10582 7.6%—
5 Eustis Mortgage B 10485 1.0%6.12%
6 Rocket Mortgage C 8955 27.0%6.75%
7 Triad Financial Services D 8811 47.7%8.10%
8 Vanderbilt Mortgage and Finance F 8712 44.8%10.75%
9 GMFS A 7857 3.9%6.50%
10 Assurance Financial Group C 7451 2.7%6.50%
11 Regions Bank C 6927 29.0%5.75%
12 Dsld Mortgage A 6351 6.4%5.99%
13 Synergy Bank C 5649 3.6%—
14 JPMorgan Chase Bank B 5234 19.2%6.63%
15 South Lafourche Bank & Trust – 4628 15.2%—
16 Newrez D 4218 19.1%6.56%
17 Tammac Holdings D 414 78.1%9.65%
18 Mortgage Research Center C 4016 17.5%6.25%
19 b1BANK C 4025 7.5%8.00%
20 Pennymac Loan Services C 308 23.3%7.81%
21 AmeriSave Mortgage D 284 78.6%6.94%
22 Freedom Mortgage B 2810 10.7%6.93%
23 Nationstar Mortgage C 2716 14.8%7.44%
24 Credit Human Federal Credit Union D 251 84.0%8.00%
25 United Community Bank – 2421 8.3%—

Best approval odds in Lafourche Parish

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Eustis Mortgage861.2%
2Synergy Bank533.8%
3Assurance Financial Group533.8%
4GMFS664.6%
5Dsld Mortgage557.3%
6United Shore Financial Services2538.3%
7First American Bank and Trust958.4%
8Rocket Mortgage8129.6%
9Hancock Whitney Bank10632.1%
10Regions Bank5635.7%

What Lafourche Parish borrowers applied for

By loan purpose

Home purchase 1,408 58% · 22.9% denied
Refinance 354 15% · 11.9% denied
Cash-out refinance 339 14% · 25.7% denied
Home improvement 135 6% · 26.7% denied
Other / HELOC 193 8% · 31.1% denied

By loan type

Conventional 1,630 67% · 27.2% denied
FHA 498 21% · 14.3% denied
VA 178 7% · 12.9% denied
USDA / RHS 123 5% · 8.9% denied

Why applications were denied

Credit history 208 40%
Debt-to-income ratio 150 29%
Collateral 56 11%
Incomplete application 41 8%
Other 36 7%
Unverifiable information 20 4%
Insufficient cash 10 2%
Employment history 4 1%

Lafourche Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20232,3801,23424.9%6.75%$135,000
20242,3361,19726.4%6.74%$135,000
20252,4291,29222.6%6.50%$145,000

Frequently asked questions

22.6% of applications in Lafourche Parish were denied in 2025, against 22.2% statewide in Louisiana.

United Shore Financial Services, with 279 applications in 2025 and a denial rate of 7.5%.

The median mortgage application in Lafourche Parish in 2025 was for $145,000; the median property value on originated loans was $235,000.