Credit Human Federal Credit Union in Louisiana vs the state
78.1%Denial rate+55.92 pts vs state
79.1%Decision denial rate+50.98 pts vs state
10.0%Origination rate-41.98 pts vs state
6.80%Median rate+0.17 pts vs state
0.49Rate spread (pts)+0.13 pts vs state
$60kMedian applicant income
114Loans originated
891Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,225 | 182 | 74.2% | 6.85% | #24 |
| 2024 | 1,348 | 181 | 76.0% | 6.98% | #25 |
| 2025 | 1,141 | 114 | 78.1% | 6.80% | #28 |
What Credit Human Federal Credit Union lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Credit Human Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tangipahoa Parish | 119 | 4 | 107 | 89.9% |
| St. Landry Parish | 79 | 3 | 71 | 89.9% |
| Orleans Parish | 61 | 37 | 13 | 21.3% |
| St. Tammany Parish | 56 | 12 | 39 | 69.6% |
| Livingston Parish | 55 | 0 | 53 | 96.4% |
| Lafayette Parish | 52 | 2 | 43 | 82.7% |
| Jefferson Parish | 48 | 32 | 8 | 16.7% |
| Washington Parish | 29 | 0 | 29 | 100.0% |
| Ascension Parish | 27 | 0 | 25 | 92.6% |
| Ouachita Parish | 26 | 0 | 22 | 84.6% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 1,141 applications in 2025, of which 114 were originated and 891 denied.
78.1% of all applications, or 79.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Credit Human Federal Credit Union originated in Louisiana in 2025 was 6.80%, against a statewide median of 6.63%.
About this data. Figures are Credit Human Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology