Dsld Mortgage · Louisiana · 2025

Dsld Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Dsld Mortgage took 2,545 mortgage applications in Louisiana in 2025, ranking #10 of 721 lenders active in the state. It originated 73.8% of them and denied 6.3% (7.8% of the applications it decided), against a statewide denial rate of 22.2%.

2.5kApplicationsin LA
7.8%Decision denial ratestate 28.2%
6.13%Median ratestate 6.63%
$255,000Median loanstate $165,000
$478MVolume31 counties

Dsld Mortgage in Louisiana vs the state

6.3%Denial rate-15.92 pts vs state
7.8%Decision denial rate-20.37 pts vs state
73.8%Origination rate+21.86 pts vs state
6.13%Median rate-0.50 pts vs state
-0.13Rate spread (pts)-0.49 pts vs state
$88kMedian applicant income
1,879Loans originated
159Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,3071,5259.0%5.99%#11
20242,6671,9128.7%5.99%#9
20252,5451,8796.3%6.13%#10

What Dsld Mortgage lends in Louisiana

By loan purpose

Home purchase 2,484 98% · 6.2% denied
Refinance 59 2% · 10.2% denied
Cash-out refinance 2 0% · 0.0% denied

By loan type

Conventional 992 39% · 3.3% denied
FHA 1,008 40% · 9.4% denied
VA 355 14% · 2.8% denied
USDA / RHS 190 7% · 11.1% denied

Why it denied Louisiana applicants

Debt-to-income ratio 69 43%
Credit history 49 31%
Unverifiable information 12 8%
Other 12 8%
Insufficient cash 6 4%
Collateral 5 3%
Employment history 4 3%
Incomplete application 2 1%

Where in Louisiana

Counties with the most Dsld Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lafayette Parish 49336936 7.3%
St. Tammany Parish 2782006 2.2%
Livingston Parish 25019019 7.6%
Bossier Parish 2381836 2.5%
Tangipahoa Parish 19013816 8.4%
East Baton Rouge Parish 16311014 8.6%
Ascension Parish 16011610 6.3%
Terrebonne Parish 1441129 6.3%
Calcasieu Parish 107845 4.7%
West Baton Rouge Parish 85537 8.2%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Freedom MortgageB 2,5019.8%6.25%

Frequently asked questions

Louisiana: 2,545 applications in 2025, of which 1,879 were originated and 159 denied.

6.3% of all applications, or 7.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Dsld Mortgage originated in Louisiana in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Dsld Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology