Bossier Parish, Louisiana · 2025

Mortgage lenders in Bossier Parish, LA: denial rates and top lenders (2025)

223 lenders acted on 4,561 mortgage applications for properties in Bossier Parish in 2025. 17.3% were denied (Louisiana: 22.2%). Median rate on closed loans 6.50%; median loan $205,000; median property value $275,000.

4.6kApplications
17.3%Denial ratestate 22.2%
6.50%Median ratestate 6.63%
$205,000Median loan
$275,000Median property value

Largest lenders in Bossier Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Barksdale C 268163 14.6%6.50%
2 21st Mortgage F 25435 59.8%10.18%
3 Dsld Mortgage A 238183 2.5%6.13%
4 United Shore Financial Services B 212169 8.0%6.12%
5 Navy Federal Credit Union D 185119 10.3%6.00%
6 Rocket Mortgage C 176126 18.2%6.38%
7 Mortgage Research Center C 16196 12.4%6.25%
8 Freedom Mortgage B 14567 6.2%6.13%
9 Newrez D 12237 22.1%6.25%
10 Regions Bank C 11647 48.3%6.38%
11 Pennymac Loan Services C 10138 8.9%5.81%
12 Planet Home Lending B 9976 13.1%6.25%
13 Movement Mortgage A 9578 2.1%6.63%
14 Cadence Bank B 9273 13.0%7.38%
15 Assurance Financial Group C 9268 4.4%6.38%
16 Citizens Bank & Trust Company of Vivian, Louisiana A 8882 0.0%
17 Origin Bank C 7867 1.3%6.75%
18 Citizens National Bank B 7261 2.8%
19 Vanderbilt Mortgage and Finance F 713 40.9%9.50%
20 Loandepot.Com D 6630 33.3%7.50%
21 Triad Financial Services D 654 69.2%9.58%
22 Home Federal Bank B 6361 3.2%6.63%
23 Eustis Mortgage B 6352 1.6%6.50%
24 ANECA Federal Credit Union C 5943 11.9%7.74%
25 Synergy One Lending C 5541 5.5%6.49%

Best approval odds in Bossier Parish

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

What Bossier Parish borrowers applied for

By loan purpose

Home purchase 2,625 58% · 15.0% denied
Refinance 770 17% · 13.9% denied
Cash-out refinance 637 14% · 23.4% denied
Home improvement 230 5% · 27.0% denied
Other / HELOC 299 7% · 25.8% denied

By loan type

Conventional 2,510 55% · 22.5% denied
FHA 769 17% · 15.2% denied
VA 1,201 26% · 8.3% denied
USDA / RHS 81 2% · 8.6% denied

Why applications were denied

Credit history 290 37%
Debt-to-income ratio 200 26%
Collateral 84 11%
Incomplete application 81 10%
Other 62 8%
Unverifiable information 36 5%
Insufficient cash 20 3%
Employment history 6 1%

Bossier Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20233,9512,22620.6%6.75%$175,000
20244,2152,42018.6%6.63%$185,000
20254,5612,66617.3%6.50%$205,000

Frequently asked questions

17.3% of applications in Bossier Parish were denied in 2025, against 22.2% statewide in Louisiana.

Barksdale, with 268 applications in 2025 and a denial rate of 14.6%.

The median mortgage application in Bossier Parish in 2025 was for $205,000; the median property value on originated loans was $275,000.